Research
Refund fraud statistics for restaurants (2026)
What we know about AI-edited complaint photos, the refund rules delivery apps write into their contracts, what refunds cost a restaurant, and why an AI detector alone isn’t enough. Every figure links to its source: use them, and cite them.
Figures checked against their sources on 25 September 2026.
It’s already happening in Romania
40 lei
A Cluj-Napoca pizzeria refunded 40 lei for an AI-made “burnt pizza” photo, and about three weeks later the same customer sent the identical photo again.
Digi24, 26 November 2025 · OECD.AI Incidents Monitor, 26 November 2025
1–2 a year
…is how many complaints a pancake shop says it used to get. Now it can’t keep up. The platforms call these refunds rare incidents.
Știrile ProTV, 26 November 2025
Around the world
310,000+
malicious compensation claims intercepted in a year by Meituan’s merchant-side AI, preventing ¥86.71 million in losses. It also flags the same claim photo reused by different users.
Meituan, 9 June 2026
5%
rise in cake-damage complaints reported by Zomato’s CEO, driven by AI-edited photos.
Analytics Insight, 8 January 2026
$26.60
in credits a US customer said he got for a Photoshopped raw-chicken photo. DoorDash’s answer: “not worth a permanent ban”.
TODAY, 20 February 2026
UK
Food-safety consultancy Food Alert says AI is being used to fabricate complaints and to intimidate food businesses.
Startups.co.uk, 16 June 2026
What the platforms’ own terms say
+30%
Glovo’s Romanian partner terms let it charge the restaurant the full cost of an incomplete, wrong or poor-quality order plus a penalty of up to 30% of the product value (§4.1 f). Commission is calculated without deducting refunds (§3.1 ii), and a complaint must be filed within one calendar month (§4.1 g).
Glovo, June 2025
§5.7
Bolt may refund the customer at its own discretion and claim the compensation from the restaurant; partners that keep receiving complaints can be suspended.
Bolt, December 2022
2 weeks
Wolt compensates customers “in its sole, reasonable discretion” out of merchant payouts, and payout errors must be raised within two weeks (EU/Poland version of its merchant terms).
Wolt, 17 April 2026
What refunds cost
6%
net profit margin of Romanian hotels and restaurants in 2025, the lowest since the pandemic. At 6%, one refunded order wipes out the profit of about 17 orders.
Revista Biz, 4 August 2026
2.5–3%
of US restaurant operators’ revenue is caught up in disputes with delivery providers: about 20% of their delivery profit, according to the CEO of a dispute-recovery company.
Restaurant Business, 5 April 2024
27%
of shoppers in Ravelin’s 2026 survey of 6,282 people admit to abusing refunds (all retail, not only food).
Retail Technology Innovation Hub, 21 September 2026
~50%
of consumers say they use generative AI to help write return or refund claims (2,091 consumers in seven countries, 2026).
Business Wire (Riskified), 22 June 2026
5–9%
more revenue for an independent restaurant from one extra star on Yelp.
Harvard Business School (Michael Luca), March 2016
Why a detector alone isn’t enough
91% → 55%
is how far state-of-the-art detectors fell when only the edited region was swapped: close to a coin toss. A score on its own is not enough evidence.
arXiv (Nebioglu, Bilgiç, Popescu), 30 January 2026
< 50%
of fake damage in refund evidence was caught by most multimodal AI models tested in FraudBench, while specialised detectors flagged some genuinely damaged items.
arXiv (Yan et al.), 9 May 2026
Cite this page
Journalists, researchers and fellow restaurateurs are welcome to use these figures. Please cite the original sources above, and link here for the collection:
FraudBite (2026). Refund fraud statistics for restaurants (2026). https://fraudbite.com/en/refund-fraud-statistics
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